THE PAYOFF ® LOAN the initial step to monetary health is using control over your personal credit card debt.

How It Operates

The Payoff Loan gives you the ability to cut back numerous high-interest payments into one low-rate payment.

A Straightforward Application Process

Always check your price in as low as three full minutes.

my payday loans Check Always Your Price

There are not any application charges or commitments, plus it will not affect your credit score.

Choose Your Terms

Find the offer that actually works perfect for you and complete the application. See our prices and terms.

Validate Your Information

Review your terms, validate your information and eSign your loan papers. Uncover what you ought to get authorized.

Receive Your Funds

Your funds to cover your credit card balances off should be electronically deposited into the account.

The way the Payoff Loan Even Compares To Bank Cards

The Payoff Loan Charge Cards
Dedicated To Getting You Away From Debt
Fixed Monthly Obligations
No Late Payment Fees
Designed to Help Increase Your FICO Rating *

5 / 5 Stars on Lending Tree

4.7 / 5 Stars on Credit Karma

Advantages of a Payoff Loan

A Lot Better Than Credit

Reduced prices than credit cards that are most and customizable loan terms.

Quick and easy

Just one, fixed, and affordable payment per month to simplify yourself.

Credit Increase

Paying down your charge cards will help raise your credit score by 40+ points. *

Private Provider

Speak to the friendly and helpful individuals in our Costa Mesa, CA workplace.

Fast Application

All it requires is a minutes that are few check always your rate online.

Dedicated to Charge Cards

Our loans are specifically made to assist you eradicate high-interest credit debt.

Typical Issues About The Payoff Loan. What’s the Payoff Loan?

The Payoff Loan is just a personal bank loan between $5,000 and $35,000 built to eradicate or reduce your charge card balances. The Payoff Loan was created to permit you to take solid control of one’s funds and spend your charge cards off faster. It is permitted by consolidating your high-interest card balances into one payment that is monthly a fixed price and term.

Will checking my rate for the Payoff Loan affect my credit?

Checking your Payoff Loan rate will perhaps maybe maybe not harm your credit. Appropriate before you finalize your Payoff Loan, we operate a tough inquiry, which could affect your credit. But great news, our users see a typical FICO Score enhance of 40 points *.

What’s the approval requirements for the Payoff Loan?

We are clear about our approval requirements, therefore we encourage one to review the approval that is main right right here before you distribute the application.

Prepared to Get Going?

Look at your price in less than three minutes.

Checking your price will not hurt your credit history.

Find Out About

* predicated on a study of Payoff people between 2019 and August 2019 february. Payoff Members, whom paid down at the least $5,000 in bank card balances, saw a typical upsurge in their FICO ® rating of 40 points within four months of receiving the Payoff ® Loan. Specific outcomes can vary greatly.

3200 Park Center Drive, Ste. 800Costa Mesa, CA 92626

Charge Cards

Happy Cash

Payoff works together with Lending Partners who originate loans. Specific borrowers needs to be at the least 18 yrs old and also a legitimate social protection quantity and a checking account that is valid. All loans are susceptible to credit review and approval. Your real price is determined by credit history, loan quantity, loan term, credit use, credit score, and state of residence. Presently loans aren’t available in: MA, MS, NE, NV, and WV. Our mailing target is: Payoff, Inc., 3200 Park Center Drive, STE 800, Costa Mesa, CA 92626.

Payoff offers fixed prices between 5.99% APR and 24.99% APR for loan quantities from $5,000 to $35,000. Minimum price for loan quantities above $15,000 is 6.99% APR. Minimal loan amount and APR can vary in a few states. Please see our prices and Terms web page for certain details.